Competitive Interest Rates
Compare offers from multiple banks and NBFCs to find rates suited to your course and profile.
Primary Service · Since 2016
Education Loans for Medical, Professional & Global Careers
Specialised funding assistance for MBBS, BDS, Nursing, OT, Physiotherapy, Engineering, MBA and Study Abroad — with lender matching, documentation support, and Pan India service.
MBBS / BDS
Nursing & Allied Health
Engineering & MBA
Study Abroad
Programmes We Fund
Education Loans by Course
Select your programme to see tailored loan guidance, typical amounts, and key lender considerations.
MBBS Education Loan
Government & private medical colleges · India & abroad
MBBS programmes require substantial funding over 4.5–5.5 years including tuition, hostel, equipment, and internship-related costs. We structure loans for NEET-qualified admissions across India and select international medical universities.
Typical loan
₹25L – ₹1Cr+
Duration
4.5 – 5.5 years
Moratorium
Course + 12 months*
Co-applicant
Parent / Guardian
- Covers tuition, hostel, books, instruments & examination fees
- Higher limits often require collateral or strong co-applicant income
- MCI / NMC recognised institutions preferred by lenders
🦷
BDS Education Loan
Dental surgery · 5-year programmes
Bachelor of Dental Surgery loans cover clinical training, dental equipment, lab charges, and campus fees at recognised dental colleges. Ideal for students with NEET-based admissions seeking structured repayment after course completion.
Typical loan
₹15L – ₹50L
Duration
5 years
Moratorium
Course + 6–12 months*
Collateral
May be required
- Includes clinical rotation and equipment costs
- Parent co-applicant with stable income profile
- Compare secured vs unsecured based on college tier
💉
Nursing Education Loan
B.Sc Nursing · GNM · Post Basic
Nursing programmes at INC-recognised colleges are eligible for education loans with relatively faster processing. Funding covers tuition, clinical training, uniforms, and hostel for diploma and degree courses.
Typical loan
₹5L – ₹25L
Duration
2 – 4 years
Approval
Often faster
Recognition
INC / University
- B.Sc, Post Basic B.Sc, and GNM pathways supported
- Lower ticket size — many files without heavy collateral
- Hospital internship costs can be included
🏥
Operation Theatre (OT) Technology Loan
B.Sc OT · Diploma in OT Technology
Allied health programmes in Operation Theatre Technology prepare students for critical hospital roles. Loans fund diploma and degree courses at paramedical institutes and universities with clinical placement components.
Typical loan
₹3L – ₹15L
Duration
2 – 4 years
Course type
Allied health
Placement
Hospital-linked
- Recognised paramedical / university programmes
- Practical training and lab fees included
- Ideal for students seeking healthcare careers without MBBS
🧘
Physiotherapy Education Loan
BPT · MPT · Diploma programmes
Bachelor and Master of Physiotherapy courses require funding for academic fees, clinical hours, and equipment. We assist BPT freshers and MPT graduates with lender selection based on college reputation and career outcomes.
Typical loan
₹5L – ₹30L
BPT duration
4.5 years
MPT duration
2 years
Regulatory
University recognised
- Clinical internship and hospital attachment costs
- Separate guidance for UG vs PG physiotherapy
- Growing demand — competitive lender interest rates
⚙️
Engineering Education Loan
B.Tech · B.E. · M.Tech · Top institutes & tier colleges
Engineering remains one of the most common education loan categories. We fund AICTE-approved programmes including IITs, NITs, state universities, and private colleges — with loan amounts aligned to fee structures and hostel needs.
Typical loan
₹4L – ₹40L
UG duration
4 years
Approval
List-based colleges
Tax benefit
80E eligible*
- Laptop, books, and project expenses often covered
- Merit-based admissions strengthen unsecured limits
- M.Tech and integrated programmes supported
📊
MBA Education Loan
PGDM · Executive MBA · Top B-schools
MBA and PGDM programmes — especially at premier institutes — command higher fees. We help working professionals and fresh graduates secure loans considering entrance scores (CAT, XAT, GMAT), work experience, and placement records.
Typical loan
₹10L – ₹50L+
Duration
1 – 2 years
Co-applicant
Required
ROI focus
Placement-linked
- Includes tuition, hostel, and study material
- Lenders weigh institute ranking heavily
- Executive MBA with employer sponsorship also guided
✈️
Study Abroad Education Loan
USA · UK · Canada · Australia · Europe & more
International education loans cover tuition in foreign currency, living expenses, health insurance, travel, and visa-related costs. We support MS, MBA, MBBS abroad, and undergraduate programmes with cosigner and collateral structuring.
Typical loan
₹20L – ₹1.5Cr+
Currency
USD / GBP / CAD etc.
Disbursement
Tranche to university
Visa support
Financial proof docs
- I-20, CAS, LOA-linked loan structuring
- Pre-visa disbursement where lender allows
- Scholarship reduces required loan amount
*Moratorium, rates, and limits vary by lender. Figures are indicative only.
Benefits
Why Take Your Education Loan Through Grow More Loans
Moratorium During Study
Repay after course completion — EMI typically starts post moratorium as per lender terms.
Tax Benefit u/s 80E
Interest paid on education loans may qualify for deduction — consult your tax advisor.
No Upper Age Bar*
Students of all ages pursuing recognised courses can apply with an eligible co-applicant.
Flexible Repayment
Tenures up to 15 years* — choose EMI plans aligned with expected career income.
Full Cost Coverage
Tuition, hostel, books, equipment, travel (abroad), and living expenses as per lender policy.
Secured & Unsecured
Property, FD, or co-applicant strength — we advise the optimal structure for your amount.
Dedicated Relationship Manager
Single point of contact from application to disbursement — call or WhatsApp anytime.
Eligibility
Who Can Apply for an Education Loan
Criteria vary by course type and lender — below are general guidelines for our key programmes.
Medical & Allied Health
MBBS · BDS · Nursing · OT · Physiotherapy
- Indian citizen; admission to NMC / INC / university recognised programme
- NEET qualification for MBBS/BDS where applicable
- Student age typically 17–35 years (lender specific)
- Co-applicant: parent/guardian with stable income & good CIBIL
- Admission letter / allotment letter from college
- Academic records: 10+2 minimum 50%+ (varies by lender)
- Collateral may be mandatory for high-value medical loans
Engineering & MBA
B.Tech · M.Tech · MBA · PGDM
- Confirmed admission to AICTE / UGC recognised institution
- Entrance exam score (JEE, CET, CAT, GMAT) may strengthen application
- Co-applicant income proof: salaried or self-employed
- Unsecured limits higher for premier / listed colleges
- No existing education loan default in family
- Valid KYC for student and co-applicant
- MBA: work experience preferred by some lenders for executive programmes
Study Abroad
Undergraduate & postgraduate
- Unconditional offer / I-20 / CAS from recognised university
- Valid passport; student visa process underway or planned
- Strong co-applicant with income tax returns (2–3 years)
- Collateral often required for loans above ₹7.5L unsecured cap*
- English proficiency test scores (IELTS, TOEFL) where required
- Statement of Purpose and financial plan for visa documentation
- Previous academic transcripts attested
Documents Required
Documentation Checklist
Keep these ready for faster processing. Additional documents may be requested for medical or abroad cases.
Student KYC
- Aadhaar card
- PAN card
- Passport (study abroad)
- Passport-size photographs
- Address proof
Academic Records
- 10th & 12th mark sheets
- Degree mark sheets (for PG)
- NEET / entrance score card
- Admission / allotment letter
- University fee structure
Co-applicant (Parent)
- Identity & address proof
- PAN card
- Salary slips (3–6 months) or ITR (2–3 years)
- Bank statements (6 months)
- Employment proof / business proof
Collateral (if applicable)
- Property title deeds
- Encumbrance certificate
- Approved building plan
- FD receipt / lien marking
- Valuation report (bank-appointed)
Course-specific additions: MBBS/BDS — MCC/state allotment letter. Study abroad — I-20, CAS, visa application, forex documentation. Nursing/OT/Physio — INC or university affiliation letter. We provide a customised checklist after your initial consultation.
Process
How to Get Your Education Loan
Submit Enquiry
Share course, college, and loan amount via form, call, or WhatsApp.
Eligibility Review
We assess co-applicant profile, collateral needs, and lender fit.
Document Collection
Complete KYC, academic, and income file as per checklist.
Bank Application
Application submitted to selected partner; follow-up on queries.
Sanction & Disbursement
Sign agreement; funds released to college or as tranches.
FAQs
Education Loan FAQs
Limits depend on college type (government vs private), co-applicant income, and collateral. Loans from ₹25 lakh to over ₹1 crore are possible for private medical colleges with adequate security. Contact us with your allotment letter for an exact estimate.
Some lenders offer unsecured limits up to a cap based on co-applicant income and college tier. For higher BDS fees, collateral or a third-party guarantor may be required. We compare multiple lenders to find the best unsecured option available.
For MBBS and BDS admissions in India under the current framework, NEET qualification is required. Lenders verify admission through official allotment letters. For study abroad medical programmes, requirements differ by country and university.
Yes, provided the institute is recognised by INC, state paramedical council, or a affiliated university. GNM, B.Sc Nursing, B.Sc OT Technology, and similar programmes are widely funded at amounts typically from ₹3 lakh to ₹25 lakh.
Co-applicant CIBIL of 700+ is preferred; some lenders consider 650+ with strong income. Student CIBIL is usually not required unless the student has prior credit history. We advise on lenders with flexible policies if scores are lower.
Funds are typically disbursed directly to the university or in tranches aligned with semester invoices. Pre-visa disbursement is available from select lenders for visa financial proof. Living expense components may be credited to a student forex account.
Most floating-rate education loans from banks allow prepayment without penalty. Fixed-rate or NBFC products may have lock-in periods — we highlight these before you sign the loan agreement.
Initial consultation and eligibility assessment are free. Any service charges are disclosed transparently before you proceed. We earn from lender partnerships — you are never asked to pay hidden upfront fees for basic loan facilitation.
Apply Now
Get Your Education Loan Quote
Tell us your course and we'll match you with the right lenders.
Speak to a course specialist
Medical and professional courses need tailored advice — our team handles MBBS to Study Abroad daily.
- Response within 24 hours
- Compare multiple bank offers
- End-to-end documentation help
Already applied? Upload your documents securely:
Document Upload PortalEducation Loan Application
Free consultation · No obligation
Fund your MBBS, Engineering, MBA or Study Abroad dream
7740877330 · loans@growmoreloans.in · Pan India